Independent advice for the mortgage that's right for you
In our "one-stop-shop" service, you are ready in one go for all matters surrounding the purchase or sale of your home. We are also happy to assist you in financing your home. Our independent mortgage advisor will map out the financial feasibility of your relocation plans for you. That brings certainty and peace of mind. Both when buying and selling your house in Amsterdam.
Virtually all providers
The mortgage consultants of Huis & Hypotheek, at our office, guarantee expert advice tailored to your personal situation. They make a comparison of all available services. Huis & Hypotheek has all major lenders in its portfolio. That means a choice of more than 40 different types of providers: banks, insurers and pension funds. Because we are 100 percent independent with our financial services. Moreover, with our knowledge and experience, you can be sure that we look at all aspects that apply to you.
Market value and interest rates
Not only do we advise on the maximum amount you can borrow for your mortgage, we also look at the mortgage rate. We do this based on your loan compared to the market value of a home because this is what banks determine the rate on. A lower loan compared to the market value therefore means a lower interest rate.
Knowing where you stand
We also discuss options such as the fixed-interest period and the term of the mortgage. We then make a recommendation on this mortgage interest rate. We are happy to help you make a well-considered decision. Ultimately, the choice is yours. In a no-obligation introductory meeting, your maximum mortgage amount, also known as your borrowing capacity, will be discussed. So you know immediately where you stand.
What can I borrow?
Ask for a no-obligation consultation and find out how we can help you buy your dream home. Would you rather stay and renovate but still be able to save on your housing costs? Then a refinance is interesting. We also discuss options such as the fixed-interest period and the term of the mortgage. We will then give you advice on the mortgage interest rate. We are happy to help you make a well-considered decision. Ultimately, the choice is yours.
Do you already have an understanding of how much you can borrow for your mortgage? Before you start looking for a new home, it's helpful to know the maximum mortgage you can get. Calculate your maximum mortgage budget within a few clicks.
Interest rate alert
Ask our mortgage experts if you can take advantage of low interest rates. Over the years, our clients could count on the most competitive rates. We keep track of interest rates from a large number of lenders, and we receive notification from all of these financial partners a few days before interest rates increase. Stay informed with our interest rate alert. As soon as something changes in our interest rates you will receive an email immediately. You obviously want to adjust your mortgage at exactly the right time, and we're going to be happy to help you with that.
Lower mortgage rates?
The Huis & Hypotheek advisors in our office know exactly what possibilities there are for refinancing your mortgage. He or she will calculate if and how much benefit this can provide for you, whether there are other ways to make additional savings, and will guide you through the process of switching mortgage providers.
Huis & Hypotheek supports Villa Pardoes
Villa Pardoes is a fairytale vacation resort where seriously ill children are allowed to forget everything for a while together with their families. All offices of Huis & Hypotheek support Villa Pardoes by making a structural donation every year. In this way Huis & Hypotheek contributes to the unforgettable free vacations which many families experience in Villa Pardoes. Per mortgage taken out, 25 euros goes to Villa Pardoes.
Would you like to know which mortgage best suits you? Then request a free mortgage consultation using the form below.